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Thrive Detroit
- Jun 21, 2020
- 3 min
We Are All in This Together-Financially Too!
Ina Fernandez CPA, President & CEO, Fern Capital Inc. We’re hearing the phrase “we are all in this together” everywhere in the media...
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Thrive Detroit
- Dec 29, 2019
- 3 min
It’s Never Too Early to Save for Retirement… Truly!
Writer, Ina Fernandez, CPA A 2018 report by the Transamerica Center for Retirement Studies* made me sit up and take notice. It found that...
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Thrive Detroit
- Apr 22, 2019
- 2 min
Same Old, Same Old Tax Returns? NOT!
By Ina Fernandez, CPA President & CEO, Fern Capital Inc. With April is here and, you may find yourself sympathizing with the Beatles in...
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Thrive Detroit
- Jun 9, 2016
- 3 min
Getting Real: Financial Tips for First-time Home Buyers
by Ina Fernandez photo by Mark Moz Contrary to popular belief, millennials are gradually succumbing to the siren’s call of home...
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Thrive Detroit
- Aug 19, 2015
- 2 min
Is Your Financial Advisor a Fiduciary? And Why Should You Care?
Fewer workers these days are lucky enough to have a pension plan. The rest of us save for retirement through our employers’ contributory...
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Thrive Detroit
- Nov 30, 2014
- 3 min
“Tis the Season”
It was Christmas morning, and our kids, bright-eyed and way too bushy tailed, were all agog at the twinkling lights and the shiny...
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Thrive Detroit
- Oct 5, 2014
- 2 min
Water, Water, Everywhere
By Ina Fernandez, CPA A client commented on the fact that although he was carrying insurance coverage significantly in excess of the...
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Thrive Detroit
- Aug 2, 2014
- 2 min
Never Too Young to Budget
For the summer, I decided to work on saving and budgeting, because I really need to understand these two concepts for my future. I know...
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Thrive Detroit
- Aug 2, 2014
- 3 min
A Rose by Any Other Name…
Well, I beg to differ from the Bard’s famous quote from Romeo and Juliet: “What’s in a name…?” There is plenty in a name, particularly...
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Thrive Detroit
- May 10, 2014
- 3 min
The Piggy-bank Is Back!
“Mom, how much should I save?” my daughter asked, hoping to start out on her first real job the right way. Savings was also on the mind...
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Thrive Detroit
- Apr 5, 2014
- 3 min
The Tax Man Cometh (Again)
April 15, Tax Day, is coming up fast. So before you grab that cup of coffee and a green eyeshade to get ready to do some serious number...
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Thrive Detroit
- Jan 31, 2014
- 4 min
What is Bitcoin?
If you’ve been following the news lately, you’ve no doubt heard the term “Bitcoin” thrown around fairly often. So what exactly is it?...
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Thrive Detroit
- Jan 20, 2014
- 2 min
Have You Ditched Your Resolve? Stick to it!
We are all aware that the resolutions we so earnestly make for the New Year are likely to be broken in two weeks. In fact, there is a...
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Thrive Detroit
- Aug 22, 2013
- 2 min
Pay Down or Invest?
I got a rare phone call from my son, who normally communicates by texting: “Hey Mom, I have some extra cash, should I pay down my student...
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Thrive Detroit
- May 4, 2013
- 3 min
Reverse Thinking
The good news is that housing prices are on the rise, with the Detroit area showing some of the highest recovery rates (albeit from...
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Thrive Detroit
- Apr 1, 2013
- 2 min
Rendering unto Caesar…
Tax time is here. But before you wade in, it helps to get organized first. Whether you are a do-it-yourself preparer or use a tax...
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Thrive Detroit
- Feb 2, 2013
- 3 min
Hearts and Flowers and Finance
We are told that February is the month for romance, love, and Valentines. So how do you take care of your love and your loved ones? ...
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Thrive Detroit
- Dec 23, 2012
- 2 min
Watch Out for Your Personal Fiscal Cliff
If you are paying any attention to the media at all these days, you may think there is only one thing on everyone’s mind (okay, two). ...
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Thrive Detroit
- Nov 12, 2012
- 2 min
A Financial Port in Any Storm
“When you’re dying of thirst, it’s too late to think about digging a well.” -Japanese Proverb The waters are receding slowly, but the...
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Thrive Detroit
- Nov 11, 2012
- 2 min
Renter Nation – Redux
We are aware that as a result of the recession, more people are choosing to rent rather than buy homes. What may come as a surprise is...
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